Transportation is essential, but the real dilemma is deciding how much to spend and when.

In this episode, we invite you into our internal discussion about adding another vehicle to our household. We explore our financial considerations, the evolving car spending habits of the average American, and the long-term impact of car debt on financial goals.

Finally, we offer a step-by-step approach for couples to make informed and responsible major financial decisions together. Tune in now and join the conversation on whether it's time to upgrade your ride!

In this episode, we revisit the goals you set in January and reflect on your progress.

We explore why goals often fall by the wayside and share strategies to reignite your motivation. We'll provide a framework to assess your achievements, celebrate small wins, and discuss how to adapt when life throws curveballs.

Finally, we'll offer actionable steps to help you finish the year strong, emphasizing that January isn't the only time to set goals. Tune in to get some practical advice to keep you and your partner on track with your financial goals.

In this episode, we tackle the crucial subject of estate planning and why it's essential for everyone, not just the wealthy.

We discuss significant life events that require plan updates and the potential consequences of neglecting setting up an estate plan altogether.

Our myth-busting episode clarifies that having an 'estate' doesn't necessitate great wealth. We provid actionable tips for protecting your assets and legacy at any income level.

We're always told to save money, but do we really understand why? In this episode, we dive into the importance of saving and show you how to prioritize your own goals.

Saving money is vital for financial stability and future planning. Many struggle to save due to unclear goals, living paycheck to paycheck, or lifestyle inflation. By setting specific objectives and adopting disciplined saving habits, you can overcome these challenges and secure your financial future.

Join us to unlock the secrets of smart saving!

In this episode, we explore how tipping has transformed over the years.

Since COVID, tipping seems to be expected in more and more scenarios. With life becoming increasingly costly, understanding where, when, and how much to tip can feel confusing, annoying, and downright frustrating.

We'll cover various aspects of tipping—from local norms to international practices, and even touch upon the emotional weight tipping carries in today's society.

Join us for insightful tips (pun intended) and perhaps even more questions about today's tipping culture.

This week, we share the exhilarating experience of our dream vacation to South Africa. Join us as we discuss how spending all the money on this trip was absolutely worth it, and why being able to travel was a key motivation for getting out of debt.

We share highlights of the trip including the breathtaking landscapes, vibrant culture, and unforgettable moments we experienced in South Africa.

Trips like this are worth all the effort spent working on positive money habits, getting out of debt, and building secure savings.

This is the injection of motivation you need to keep moving forward!

This episode is all about avoiding missed financial opportunities! Discover how to identify opportunities, make informed decisions, and ask the right questions.

We discuss how flexibility with overbooked flights can earn you cash and/or vouchers. You can save money by renegotiating or switching service providers for your cable, internet, or cell phone. It is also wise to evaluate and possibly switch providers to save on health, auto, or home insurance.

Life gets expensive but some of these strategies help manage lifestyle inflation without sacrificing happiness.

Listen in to this week's episode and hear all about Chris' recent travel hack or "scam" as some would call it!

As your kids leave home, you might wonder about the impact on your finances. We're here to debunk myths and offer insights to consider.

We often anticipate a dramatic decrease in our grocery bills. But is that really the case? We share insights into how food expenses evolve and why your dream of a shrinking grocery budget might not materialize as expected.

With the kids out of the house, many of us feel the urge to explore and travel more. Although it's fun these costs can skyrocket.

The empty nest phase brings about a pivotal moment to reassess financial priorities as well. We offer tips on how to adjust your savings strategy to align with your current life stage and future goals.

Listen in to hear more!

In a world overflowing with media; finding contentment with what we've got feels like an endless uphill battle. We dive into the question... is it truly possible to achieve a state of financial contentment?

We explore the dynamics between contentment in personal achievements versus financial aspirations.

Does reaching new heights in our careers and personal lives inherently breed discontent with our current situations?

Whether you're wrestling with financial discontent or seeking ways to appreciate the here and now, this episode offers a fresh perspective on achieving a balanced, fulfilling life.

Tune in to discover how you can start the journey toward financial contentment today.

In today's episode, we explore a topic close to every parent's heart: the delicate balance of supporting our children while encouraging their independence. It's a fine line between offering a helping hand and potentially hindering their growth by making life a little too comfortable.

We're peeling back the layers on the financial support parents provide to their adult children – from covering basic needs to footing bills that ensure a struggle-free life. But at what cost? Are we nurturing their potential or inadvertently clipping their wings?

We even share our own areas where we still support our grown daughter. Check it out and listen in!

This episode tackles the complex world of credit cards, from their benefits to their pitfalls.

We cover topics like smart spending habits, the dark side of credit card use, and misleading industry practices.

Things get a bit personal as we share our own experiences with credit cards and how they once caused tension in our relationship. Spoiler alert... it wasn't pretty.

Tune in to hear best practices and more.

In today’s episode, we take a deep dive into the world of Amazon shopping, asking the critical question: Is Amazon a trap?

Anyone who has experienced the sheer convenience of clicking and receiving almost anything within 24 hours knows the rush it can bring. But what happens when this convenience starts to chip away at your budget and, more importantly, your financial goals as a couple?

Join us as we uncover the hidden impacts of Amazon's convenience and share practical tips for setting healthy boundaries.

Millions of Americans are scrambling to get a piece of the student loan forgiveness programs currently being rolled out. Are you one of them?

But so many of us have questions about the impact and what it all means. Will it make a lasting difference? Is it fair to those who paid their debt? What will our children face when they go to college?

All of these questions are valid. Listen to this week's episode to hear our thoughts, recommendations, and a few rants about it all.

In this episode, we're taking a transparent and personal look at the unsettling experience of financial security breaches. Even as a seasoned financial coaching expert, vulnerability to fraud and identity theft remains a stark reality.

Have you or someone you know been jolted by the far-reaching impacts of financial intrusion? Listen in as we open up about our recent encounter with this exact issue. Our story is a reminder that these violations can happen to anyone.

We'll share the practical steps we took immediately after discovering the breach and discuss strategies to safeguard your financial data against potential scammers. Navigating the digital landscape safely may seem daunting, but we each play a crucial role in protecting our personal information. Join us to equip yourself with the knowledge to stay one step ahead of the security game.

Everybody's talking about it! Loud budgeting has taken over as a way to manage your money and let other's know what you are up to.

This week we dive into the ins and outs of what loud budgeting really is and what makes it different if at all from how we've traditionally looked at budgeting.

Maybe you will decide to join in and amplify your budgeting message.

Do you often have these questions:

Where should we put our money? Is my money OUR money? Should I stash some money? Where is all the money?

These questions plague most couples trying to find commonality with their hard-earned funds.

Check out this week's episode as we dive into the complexities and potential ease of deciding where to put it all and who then has access.

Budgeting consistently is hard. There are times we simply don't feel like creating it, reviewing it, or sticking to it.

But what do you do when you are tired and need to stay the course?

Tune in to this week's episode to hear about strategies for remaining diligent to your plan and motivated to do the hard work.

It isn't easy but you can do it. We haven't always felt like doing the work either so you aren't alone.

How you view money is largely based on whether you typically take an optimistic or pessimistic point of view. Although neither perspective is right or wrong, it helps you know how your partner sees the world through their money lens.

This week's podcast episode breaks down some of the advantages and disadvantages to the way the way we approach money decisions and behaviors. And we give you insight on how to make sure you honor differing ideas.

Tune in to hear more!

Many couples have a hard time talking about money with one another. There are emotions, history, and maybe even feeling like you don't have enough that taint the conversation.

It might be good to rename money talks altogether. Money dates allow you to set the stage for positive, healthy, and productive talks.

Listen in to this episode for ideas on how to have fun while discussing money, how long these conversations should be, and what to avoid if needed.

Have you ever found yourself in a situation where your spending habits took a wild, somewhat comical turn? That's exactly the adventure Ericka embarked on recently. This moment involves an unexpected guest in the neighborhood - none other than 50 Cent. Yes, you read that right!

Join us as we dive into this hilarious adventure, proving that some moments, though seemingly frivolous at first glance, can enrich our lives in ways money can never measure.