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Ericka Young Ericka Young

Ep 58: The Illusion of Money: Why More Money May Not Be Worth the Answer

One of the most common beliefs in our society is that more money can solve all problems. People presume that high income provides access to a good life, and that it's the ultimate purpose of our existence.

But is this really the case? Some studies suggest that having more money can backfire and cause more problems than solutions.

In this episode, we disagree and then agree many times. This topic isn't easy and we've had to navigate it in our own lives.

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Ericka Young Ericka Young

Ep 57: Start Now to Avoid the Holiday Hangover This Year

The holiday season is a time of joy, celebration, and often, overspending. Many people indulge in impulsive purchases, expensive gifts, and lavish decorations that end up leaving them with a financial hangover that extends well into the new year.

For couples, this can be a particularly challenging time, as conflicting spending habits and goals can lead to resentment and stress in their relationship.

In this episode, we will discuss tips and strategies for couples to navigate the holiday season and avoid a financial hangover beginning today!

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Ericka Young Ericka Young

Ep 56: Milestone birthdays are a good time for reflection and planning

Turning 50 is a significant milestone in life. It marks a new chapter in the journey of aging and prompts a reflection on past achievements and future goals.

Aside from the personal and emotional aspects, it is also a time for financial planning and strategizing. Chris just had this milestone birthday and you get to listen in to how he really feels about it!

For Better AND Worth has been on the air for one year! Join us for an anniversary Q&A call. Register HERE.

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Ericka Young Ericka Young

Ep 55: Is Risk Taking an Essential Strategy to Your Financial Success?

Do you stick to the predictable path, play it safe, and avoid financial risks? Many of us do!

But, the role of risk-taking cannot be overlooked when it comes to making progress in life. it can be scary to take chances though, especially with money.

This episode is dedicated to understanding what it means to take financial risks and how it can help you potentially achieve success faster. Listen in if you've been a bit slower to take risks like we were and hear what we wish we'd done differently along the way.

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Ericka Young Ericka Young

Ep 54: Goal Setting; It's Not Just a New Year Thing

Happy New Year! As you start this year, it’s important to recognize that setting and achieving financial goals can be daunting, especially when done as a team.

This week, listen in to how Chris and Ericka approach goal-setting. They discuss what has worked and what isn't helpful too.

In this episode, we will cover the importance of setting individual goals before sharing them with your partner, establishing a plan for dealing with financial decisions and difficulties, and the essential elements for effectively setting and achieving financial goals as a couple.

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Ericka Young Ericka Young

Ep 53: Two Peas one PODcast: For Better and Worth + Modern Husbands

Money may not be the most romantic subject for most people, but it is among the leading causes of conflicts among couples. Soo… it can’t be ignored.

Different people have different attitudes, patterns, and beliefs when it comes to their finances. It's crucial to have open and honest conversations about money and actively work towards reaching shared financial goals.

In this podcast episode, we have a conversation with the hosts of Modern Husbands about how to have healthy money dialogues with your partner and prioritize the right topics for you.

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Ericka Young Ericka Young

Ep 52: Saying Goodbye to Mint but NOT Goodbye to Tracking Your Money

The news of Mint being discontinued at the end of 2023 has left many of its users frustrated and annoyed. It’s understandable considering that Mint was a free, easy-to-use financial management tool that had become a beloved staple for many.

So, what happens now? Should we all just give up on tracking our finances?

Listen in to this week's episode as Chris and Ericka discuss the importance of maintaining a tracking system in addition to your budgeting habits.

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Ericka Young Ericka Young

Ep 51: Navigating Gift-Giving with Shared Finances

The holidays are a time of joy, but they can also be stressful when it comes to gift-giving. This stress can be amplified when you share a bank account with your significant other and the element of surprise could be compromised.

However, there are ways to navigate this situation and still maintain the joy of gift-giving.

In this episode, we will discuss the complications of gift-giving when sharing a bank account, the importance of preparation when buying gifts, and how to maintain the surprise element of gift-giving.

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Ericka Young Ericka Young

Ep 50: The Golden Age - Lessons We Didn't Learn from the Golden Bachelor

We recently watched a show called "The Golden Bachelor," which follows a senior bachelor looking for love.. The show was entertaining and highlighted the importance of finding love and companionship in one's golden years.

It didn’t however touch on the need for financial planning and security in these golden years. In this episode, we discuss a few critical factors to have in place as you age.

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Ericka Young Ericka Young

Ep 49: Break the Paycheck-to-Paycheck Cycle

Living paycheck to paycheck is the harsh reality for 70% of Americans, regardless of income.

Face it... The cost of living is never going to drop, unfortunately. It is our responsibility to improve our own financial management skills and stop living close to the edge.

In this episode, Chris and Ericka discuss their experience with paycheck-to-paycheck living and explore effective ways to overcome it for good.

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Ericka Young Ericka Young

Ep 48: "Trap" Friday - Enjoy Thanksgiving and Don't Break the Bank!

With the holiday season upon us, it's easy to get caught up in the frenzy of shopping and consumerism. But let's not forget what comes before all of that - Thanksgiving.

Unfortunately, there is a tendency to overlook this special holiday and immediately start our holiday shopping. Black Friday then quickly turns into "Trap" Friday. We rush through the aisles, grabbing the best deals and gifts, without taking a moment to pause and reflect on the true meaning of Thanksgiving.

Listen in to this week's episode as Chris and Ericka give tips and strategies to navigate this season without breaking the bank and enjoy the real meaning of this season.

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Ericka Young Ericka Young

Ep 47: Can Your Relationship Survive a Home Renovation?

Embarking on a home renovation journey can feel overwhelming, regardless of your financial situation.

Just ask Chris and Ericka, who recently took on a project full of ups and downs. But trust us, it was absolutely worth it! With proper planning, budgeting, and open communication, your home upgrade can turn into a rewarding experience.

Join us in this podcast episode as we explore effective strategies for navigating significant projects while staying on track both financially and relationally.

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Ericka Young Ericka Young

Ep 46: How To Talk About Your Credit Scores With Your Partner (Without Stressing Out!)

Among the many financial factors that contribute to financial stress, credit reports and scores often remain unspoken taboos. Many couples shy away from discussing their credit reports and scores in fear of exposing their financial shortcomings and the perceived stigma associated with poor credit.

It is crucial to break down the fear surrounding credit reports and scores to normalize the conversation and make improvements when necessary. In this episode, we will delve deeper into our credit story and explore the importance of discussing credit reports and scores in relationships.

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Ericka Young Ericka Young

Ep 45: Finding Your People: Our Experience at FinCon23 in New Orleans

Ericka and Chris record LIVE at FinCon 2023! They describe the event and its significance to their work.

They share key takeaways which included a strong sense of collaboration, readiness for content sharing, potential partnerships and collaborations, and new ideas discussed at the conference.

If you want to learn more about FinCon and its impact on financial content creators, listen in!

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Ericka Young Ericka Young

Ep 44: NIL Deals: Financial Touchdown or Fumble?

Are college athletes set up for success or failure with NIL deals? It might be the dream of every college athlete to increase their bank account or drive a nice car, but is it helping or hurting them?

Many college athletes hope to go on to lucrative careers in professional sports, but the truth is most athletes won't get there. Name, image, and likeness deals can provide some much-needed relief during the lean college years.

In this episode, listen in as Chris and Ericka volley on opposite ends of this debate about college NIL deals. They look at the realities and long-term ramifications of these potential opportunities and find out why financial education is essential for college athletes looking to make informed choices about their futures.

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Ericka Young Ericka Young

Ep 43: The Paradox of More Money: How It Can Create More Financial Problems

Have you ever found yourself thinking that if you had more money, your financial problems would disappear? It's a common assumption, but is it actually true?

In this episode, Chris and Ericka explore the paradox of more money and how it can potentially create more financial problems. We discuss real statistics and delve into personal experiences to help you reflect on your own approach to money management.

Finally, provide some tips to help you avoid the pitfalls of more money and lead a more financially secure life. Tune in now!

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Ericka Young Ericka Young

Ep 42: Is Your Self Worth Tied to Your Net Worth?

Many of us tend to measure our worthiness through our net worth. We believe that the more money we have, the more successful we are.

The fact is, money is just a means to an end, and it should not define our worth.

In this podcast episode, Chris and Ericka delve deep into the crucial balance between self-worth and net worth and the path to thriving financially.

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Ericka Young Ericka Young

Ep 41: It's Me or the Dog

Pets can bring joy, comfort, and companionship to our lives. For many of us, our pets are part of our family and their companionship is invaluable.

However, when it comes to pet ownership, couples may have different perspectives and priorities that can lead to conflicts. These disagreements can range from who should take care of the pet to how much money should be spent on pet care. This can put a strain on the relationship, particularly when it comes to finances.

In this podcast episode, Chris and Ericka will share their unexpected experiences with pet ownership and how they have found common ground.

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Ericka Young Ericka Young

Ep 40: Growing Up in a Single-Parent Household Has Its Advantages

Growing up in a single-parent household can be challenging, but it can also provide valuable life lessons. Both Chris and Ericka grew up in single-parent households, and they credit their upbringing with teaching them responsibility, work ethic, hustle, and resilience.

Listen in to hear how they feel about the advantages of having a single parent. There are benefits and life skills gained from growing up in a single-parent household and it can help families raising children to be financially responsible.

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